![]() To be perfectly honest, I was surprised to learn about the 0% APR, along with the lack of late fees and penalties. ![]() Furthermore, there are no annual fees, penalty fees, or late fees. Xbox All Access has a 0% annual percentage rate (APR), meaning that you won’t pay any additional interest on top of the $35 per month. If you want an Xbox Series S, you can get one at GameStop for $300 right now.)įirst and foremost, the Citizens Bank line of credit is not nearly as punishing as a traditional credit card would be. (You can also use Xbox All Access to get an Xbox Series S, but Series S consoles have generally been easy to find standalone, so I don’t know if All Access is necessarily worthwhile. If Citizens likes your credit, it will provide an Xbox Series X, as well as a monthly Xbox Game Pass Ultimate subscription, and charge you $35 per month for them. Here’s how it works: You apply for a line of credit with Citizens Bank, much like you would for a credit card. As mentioned above, Xbox All Access is a way to finance an Xbox over the course of two years rather than buying a console up-front. Game titles, number, features and availability vary over time and by region, platform, console and Game Pass plan. Charges may be increased with at least 30 days notice as described in the Microsoft Store Terms of Sale. To stop being charged, cancel your subscription in your Microsoft account ( /services) or on your Xbox console, before the next billing date. Plus applicable taxes.īy subscribing you are authorising recurring payments made to Microsoft at the intervals you selected, until cancelled. After promotional period, subscription continues to be charged at the then-current regular price (subject to change), unless cancelled. Offers not valid in Russia and Türkiye other geographic restrictions may apply. Promotional offers may not be valid for all members and are only available for a limited time.
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